LETS Discussion (use case question)

I’ve just read the the github on LETS.

Question/Example: Let’s say you are going on a trip with friends, and want to use LETS as a digital bank to track who has paid for what, and ultimately who needs to pay more. Which LETS (1-4) would use use for this?

Another question:
What’s the difference between LETS and creating a new native token and trading that back and forth?

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